Manual Pathway to success and prosperity. (Things you ought to know)

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But also, we do not know the names of the people who actually accomplished the construction of the pyramid we remember the person who ordered it and did nothing to build it. Sometimes when I think about all the great artists whose names I do not know, that built humanity in the name of kings, it seems as if it was forbidden for individuals to be famous if they were not born into some sort of noble family. That drastically changed with the return of democracy to Europe and the liberation from the old-world view that separated people into casts, genders, and races.

Celebrating success can be seen as a collective celebration of the boundless human potential to do incredible things. Is it always so shiny? Or is there a dark side to the story? We all know that being successful has its price and the people on the top can often be alone, because of the many sacrifices they had to make to get there.

There are also countless examples of people who have achieved success professionally but their health and social lives fail because they cannot handle the strain that comes with maintaining that image of perfection that is expected of them. Then there is also the psychological pressure any person can experience when they become obsessed with succeeding in the things they do. This emotion can cause such discomfort for people that they can freeze in key moments when they should be at the top of their game. Not to mention the depression some people experience when they come in contact with the images of people that exist on social media.

There is a lot in being successful that we put under the carpet, or we just consider it as part of the game, something that we should bear. It does not have to be that way. People are made to be in a group and therefore everything they do they should do for each other; however, this fact of human existence has also been a breeding ground for nationalism and other group-oriented ideologies that made the 20 th century so dark. The striving to be successful, the best, the most dominant will make people perform incredible and inspiring things but it will also make them give legitimacy to the worst monstrosities.

How do we draw the line between the good and bad aspect of wanting individual and collective success? Maybe we should stop looking at success as part of domination and make it part of what makes us authentic as human beings. What do I mean? If we start celebrating everyday people when they express themselves or make something that is fulfilling for them and makes other people grow we will support others to develop this aspect of their humanity and not concentrate on domination and subordination.

We should support the celebration of collective endeavors that strive to enhance the human race as a whole and not adore individual examples as if they were the meaning of life. The promise to you is that God will establish His covenant with you in this generation. He has given His Word to prosper you in the same way He prospered Abraham. We have never realized just how great an inheritance Jesus provided for us. It is almost overwhelming; but we are believers, and we can receive this promise by faith.

Believe God to establish His covenant with you in your generation. This scripture reveals some important facts: 1. God has given covenant men the power to get wealth. Prosperity, even wealth, is necessary to establish the covenant. His covenant causes prosperity to be manifested in the earth. Psalm tells us that God takes pleasure in the prosperity of His men.

He cannot establish His covenant in your life without prospering you. The man who holds to poverty rejects the establishment of the covenant.

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The man who holds to the covenant rejects poverty. Faith in the covenant pleases God. Without faith, it is impossible to please Him. God said, I will establish my covenant. God does not will one thing and promise say another. He does not lie or deceive. Keep therefore the words of this covenant, and do them, that ye may prosper in all that ye do Deut.

Even under the Old Covenant, physical deliverance and prosperity were no problem for God to bring to pass in the earth. He fully accomplished that part of the blessing under the Old Covenant before Jesus made the supreme sacrifice. It was no challenge to the power of God! Just think how much easier the laws of prosperity will work for us under the New Covenant. We have all the blessings of the Old plus the power of the New! We have been born again with the nature of God. We are one spirit with the Lord. The Greater One lives in us. Jesus has recovered the authority Adam lost because of treason.

We are the seed of Abraham in this generation and already enjoy the promise of spiritual deliverance. Our enemy, Satan, has been defeated and put under our feet. I am an heir—an heir to the blessing of Abraham! The world thinks that to become an heir to the Rockefeller fortune would be sensational. Let me tell you, Rockefeller could not begin to buy Abraham! To be heir to a large estate seems so wonderful— especially to those of us who know of no wealthy relatives! For unearned wealth and riches to simply be handed to you with no strings attached sounds like a dream come true.

An heir does not have to work for an inheritance; he just receives it. You are an heir! Your inheritance is not a certain limited sum of money or real estate—your inheritance is God. He has guaranteed to establish His blessing with you in this generation. The Scriptures prove that God will go to any length to establish His covenant with Abraham and his descendants.

God is still God. He has changed neither His covenant nor His integrity. His power has not been weakened. He is the covenant-keeping God in our generation. You believe in Jesus Christ. You are the seed of Abraham. God will establish His covenant with you now in this generation as surely as He did with Abraham, Isaac, and Jacob. He has given you Jesus. She took the nickel. She could have taken the dollar. She could have taken it all! He was offering it to her. The Body of Christ has taken the nickel when they could have had the whole handful! We have limited ourselves. When the Church received spiritual redemption, she let go of the rest of the blessing of Abraham.

Prosperity and healing became a lost reality. The Church took spiritual blessing and left the prosperity and healing portions of the promise. It is true that spiritual redemption is a greater blessing than prosperity or healing, but God never asked you to choose. God held out His covenant—full of blessings—just as the grandfather held out his hand.

He held out the new birth, prosperity, and healing. The Church took the new birth and disregarded prosperity and healing. It has never been altered. All we have to do is take it! Abraham believed trusted in God, and it was credited to his account as righteousness.

For the promise to Abraham or his posterity, that he should inherit the world, did not come through [observing the commands of] the Law but through the righteousness of faith. Therefore, [inheriting] the promise is the outcome of faith and depends [entirely] on faith, in order that it might be given as an act of grace unmerited favor , to make it stable and valid and guaranteed to all his descendants—not only to the devotees and adherents of the Law, but also to those who share the faith of Abraham, who is [thus] the father of us all.

As it is written, I have made you the father of many nations. That is why his faith was credited to him as righteousness right standing with God. But [the words], It was credited to him, were written not for his sake alone, but [they were written] for our sakes too. How did Abraham receive? The promise did not come to Abraham because of what he did but because of the unmerited favor of God. We are told in this scripture that the promise to inherit the world was dependent entirely on faith—believing what God said.

The promise belonged to Abraham, but he had to receive it by faith. He had to believe trust that God was able and mighty to keep His Word and do what He had promised. Abraham believed what God had said, even though it looked impossible. He considered what God said to him more powerful than what he saw or felt. They did not depend on the promise, so they did not enjoy the blessings. If the seed is to share the promise of Abraham, the seed must also share the faith of Abraham.

No unbelief made Abraham waver concerning the promise of God, but he was confident that God was willing and able to do what He had promised. Because God said it. You are in the same position today. God is speaking to you in His Word about your prosperity. He is speaking to you in His Word about your inheritance. God operates by promise. He gives His Word to bless a man, and that promise the Word has to be believed and trusted. We call this faith. I keep His covenant. I expect it to be in my life even as He promised to Abraham. But gather and heap up and where neither moth nor rust nor worm consume and destroy, and where thieves do not break through and steal; for where your treasure is, there will your heart be also.

The eye is the lamp of the body. His way of doing then all these things taken together will be given you besides. But if your eye is unsound, your whole body will be full of darkness. If then the very light in you [your conscience] is darkened, how dense is that darkness! No one can serve two masters; for either he will hate the one and love the other, or he will stand by and be devoted to the one and despise and be against the other. You cannot serve God and mammon deceitful riches, money, possessions or what is trusted in.

Therefore I tell you, stop being perpetually uneasy anxious and worried about your life, what you shall eat or what you shall drink; or about your body, what you shall put on. Is not life greater [in quality] than food, and the body [far above and more excellent] than clothing? Look at the birds of the air; they neither sow nor reap nor gather into barns, and yet your heavenly Father keeps feeding them. Are you not worth much more than they? And who of you by worrying and being anxious can add one unit of measure cubit to his stature or to the span of his life?

And why should you be anxious about clothes? Consider the lilies of the field and learn thoroughly how they grow; they neither toil nor spin. Yet I tell you, even Solomon in all his magnificence excellence, dignity, and grace was not arrayed like one of these. But if God so clothes the grass of the field, which today is alive and green and tomorrow is tossed into the furnace, will He not much more surely clothe you, O you of little faith?

Therefore do not worry and be anxious, saying, What are we going to have to eat? But seek aim at and strive after first of all His kingdom and His righteousness His way of doing and being right , and then all these things taken together will be given you besides Matt. In these scriptures Jesus is teaching His disciples. The subject is how to handle material things such as treasures, riches, possessions, food, drink, and clothes. This broad spectrum begins with the bare necessities and extends to the abundance of possessions.

It is obvious throughout the Bible that God is not against a man having money. God is the One who gave them the power to get wealth. And beware lest you say in your [mind and] heart, My power and the might of my hand have gotten me this wealth. But you shall [earnestly] remember the Lord your God, for it is He Who gives you power to get wealth, that He may establish His covenant which He swore to your fathers, as it is this day Deut. No, God is not against a man having money. He is against money having the man. He is not opposed to His people being rich, but He is opposed to them being covetous.

In Luke , He speaks about the man who continues to lay up, or hoard, possessions for himself and is not rich toward God. To hoard is not of God. Evidently, the man was not remembering that it was God who had given him the power to get wealth. Your affection is not to be in your prosperity, business, goods, treasures, or holdings. Jesus said this rich man had fertile land which yielded so plentifully that he had a problem.

He was in a dilemma. All of his storehouses were full, and he did not have room to store another big harvest, so he decided to tear down his storehouses and build bigger ones. I can just live the way I want to. In the things he had laid up, the things he had hoarded! But God said to him, You fool! This very night they [the messengers of God] will demand your soul of you; and all the things that you have prepared, whose will they be?

So it is with the one who continues to lay up and hoard possessions for himself and is not rich [in his relation] to God [this is how he fares] Luke , 21, The Amplified Bible. Trusting in riches will go only as far as the riches will go. Money can buy only so much, and it can leave your possession very fast! God is so generous with us that He desires His children to have the best in life on earth, just as you desire the best for your children.

True prosperity is having every need met. For His laws of prosperity to work in your life, you must be spiritually ready to prosper. They were still His people, but His powerful blessing was not manifested in their lives. God does not change. The laws of prosperity will work in the life of any person who is obedient to His Word.

If your motive is to be prosperous without serving God, you had better read some other book. For where your treasure is, there will your heart be also. If your treasure is Jesus as Lord and the Word of God as the lamp unto your feet, then you are a candidate for the material blessings of God.

You have to start with your priorities in the right place. Then, when you begin to enjoy material prosperity, you must be sure to keep your priorities in line. If your eye is sound, your body is sound. Look at Proverbs , The Amplified Bible, My son, attend to my words; consent and submit to my sayings. Let them not depart from your sight; keep them in the center of your heart. For they are life to those who find them, healing and health to all their flesh.

Solomon, the wisest and richest man of any day, gave these instructions again in Proverbs , Keep my commandments, and live; and my law as the apple of thine eye. The apple, or pupil, is the center of your eye. The sound eye stays on the Word of God. This is how you keep sound though materially prosperous.

You cannot serve God and mammon. If you put your eye on, or give attention to, riches and material possessions, you will begin to serve them instead of them serving you. You cannot keep your eye in both places. You cannot serve two masters; Jesus said so. You will be devoted to one and be against the other.

So the line is drawn and there is no middle ground. If ye then be risen with Christ, seek those things which are above, where Christ sitteth on the right hand of God. Set your affection on things above, not on things on the earth Col. We are instructed to seek those things which are above! We are to set our affections. You are to set your mind on things above and refuse to allow money or possessions to control your thinking and actions. You set your affections to serve God, not riches.

Mark ,19 reveals why it is imperative that we set our affections on the things of God instead of on the things of the earth. And these are they which are sown among thorns; such as hear the word, and the cares of this world, and the deceitfulness of riches, and the lusts of other things entering in, choke the word, and it becometh unfruitful. If your affection is set on wealth and riches instead of God, the Word becomes unfruitful in your life.

Covetousness chokes the Word. The Word cannot bear fruit in a man who has his affections set on the things of the earth. The successful faith man sets his mind affection on the Word of God. You will serve one or the other. Jesus said to beware of covetousness. Refuse to allow your affection to be on your possessions, business, treasures, and holdings. Set your affection on things that are above. Your spiritual life will be intact, and all other things will be yours to enjoy as well.

The possessions that are added to you will serve you instead of you serving them. The choice is yours as to which you serve. Either you will trust in mammon deceitful riches, money, possessions or you will trust in God. That is where you have placed your faith. He is not hoarding. He is ready to distribute as God tells him. Money is his servant. He does not serve money. He serves God. This is a man who is rich toward God. He says to STOP being anxious and worried over things food, clothes, material possessions.

Be like the birds of the air and know that your heavenly Father is taking care of you. STOP being worried. Do not seek after these things like the ungodly do. Because we have a Father. We have a covenant with God. Their father, Satan, does not look after them; but our Father knows what we have need of, and He delights in providing for us Ps.

What a blessing! Jesus not only tells us what not to seek, but He goes on to tell us what we are to seek. We are not to be idle. How do you do that? By the Word of God. Give the Word first place in your life. Commit yourself to obey whatever you see in the Word. Kenneth and I made that very commitment years ago when we first began to find out how faith works.

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Without even knowing it, we had placed ourselves in position to receive great financial blessings. Our desire was to please God. We were committed to His Word. But had we known that we would never increase financially, we would still have acted the very same way. When we first learned that God would meet our needs, we were living in Tulsa, Oklahoma, where Kenneth was enrolled in Oral Roberts University. We desired to please God with all of our hearts, and we had moved out in what little faith we knew. Financially, times were hard. I really think that we were supernaturally in debt!

We just seemed to get in deeper and deeper. After we paid the bills, there was no money left for anything else. Old obligations were left unpaid, and there was threat of a lawsuit. I can remember standing in the check-out line at the grocery store, praying in the spirit, and believing God that I had enough money to pay for the groceries in my basket.

Whatever I had in my purse at the time was all we had! We knew that the Word of God never fails, and we had committed to do whatever we saw in the Word, no matter what it was. Then we saw Romans , Owe no man any thing, but to love one another. That scripture must mean something else. There must be some other explanation. It looked impossible to do anything without borrowing money. We had never considered paying cash for a car. We had never bought furniture. How would we ever have anything? The material possession I wanted most in the world was a home. Pay cash for a house? You must be kidding!

As far as we knew then, we might never be able to have the finer things in life. Yes, we had a choice, but not a good one as far as we could tell then. That verse must not mean what it says. To live well without borrowing money would be impossible. Choice rather than destiny flashes before you. Make your choice and commit to active pursue of it. The means are: commitment to learning, enthusiasm, motivation, practice, resilience, refinement whenever applicable, all these fall under a category of EFFORT.

Build on your successes, learn to cut your losses, get new ideas, learn more. Only independent thinkers get through to no 1. Thoughtful, motivated and planners will get through to no 2. Hardworking, tenacious, strong willed, positive and the go-getters will go through no 3. It takes intelligence, real strength of character and humility to maintain wealth.

But not many at the same time. You will now remind me of all the reasons why, but WHY? If you know that society and your upbringing is limiting you, then drop it! It is hard, but because not many of poor people make it there, it puts those who do in minority and advantage for competition. More good news:. Stop looking for excuses, the governments are not there to make you comfortable and profitable.

This is the bare minimum, and if you were born in the bottom of the economical and social pool, you will have to work very hard and dare to be different than those surrounding you to get out of there. Most rich people have grown up with all these things given to them.

Rich life has other pitfalls, which poor people don;t know about, every gain comes with a loss. That gives me some time to research the archives for the post i mentioned earlier. So, yes, those arguing that people do move from poor to rich are correct. It would also be interesting to see what folks though about such ideas in I believe that the underlying message of the lists is about gratitude.

If we live from a place of gratitude no matter what the circumstances, than we may be able to rise avove the situations. We do create our lives, and how we handle our situations and what we focus our attention on in our situations makes the differences of our experience. As a single parent with no financial help I have struggled a great deal financially.

However most of my crisis situations were self induced. I have belief systems that block my experience of abundance, it is changing,very slowly, but it is changing. I need to become more emotionally intelligent and smart about making my money work for me. When I read the distinctions between the rich and poor, I took them each as a mindset in itself. For example, a poor mindset person wins the lottery.

Although he has the huge windfall, he still ends up broke because he thinks like a poor person. He spent all his money instead of thinking like a rich person. There are also people who are physically poor, but have rich mentalities. They are the ones who dig out of the darkness to greater success. The lists really have nothing to do with money. Take off the blinders and look at it from the perspective of a rich thinker and a poor thinker. You have to ask yourself which one is you. If you are the poor thinker, learn to become a rich thinker. This is coming from someone who used to be a poor thinker.

I am mostly a rich thinker now, and I see that if I keep in my path, I will be monetarily wealthy in the future also. As for the terms rich and poor, they can relate to much more than just money. In contrast, rich people acknowledge that money is in fact necessary and therefore they plan ahead so they have money when they need it and to do the things they want. There are some commonalities that most of us CAN control or could have controlled that does give us a heads up to become rich no matter what our origin of social class is.

However, most of us prevent ourselves from becoming rich or building wealth. Do what you have to do but at the same time create a strategic plan to overcome it. Every rich person was not born that way. But damn, why post them at all? Should you change the way you think? The relationship between poverty and wealth is complex everywhere. Why post these lists at all? Because the first is from a best-selling book and the second was suggested to me by a Get Rich Slowly reader. These ideas are out there , and though not all of us may agree with them, there are people who do.

As I said in the post, the relationship between wealth and poverty is complex. Trying to boil it down to these points especially when ignoring global, historical origins of poverty is crazy. Why is this? After all, our goal here is to build our wealth, right? Are there certain mindsets that are more conducive to this than others? Many of the rich are self-actualized individuals who simply must be who they are; and because they are authentic, they attract financial wealth.

I believe a large portion of your readers believe rich is a mindset or lifestyle filled with meaning, purpose, contentment and inner peace. Money, material wealth and social status are not primary pursuits for the truly rich person. If the money comes, it is only a byproduct of being authentic. I LOVE this comment, which sumarizes with much more eloquence my thoughts while reading this post.

I can do and buy what I want but I usually have to plan and save to for it. I can afford to give money AND time to help others. I read this site to help me stretch and grow what I have. If a person is not rich or poor, and does not have the goal of becoming a millionaire, where does she fit into these lists?

Money is something that a lot of people have trouble with and its hard to live a comfortable or fulfilling life without it. Which makes me wonder why they are reading this blog? Just ask all those college grads who will be paying on their student loans forever! Not so much, here. Althought I am not entirely offended by these ridiculous and specious lists, what I do find borderline disrespectful is the attempt to demonize, or in effect blame, the poor for their circumstances.

If they only changed their mindset life would somehow magically become better. Fair point, Becka. When I wrote that issues of poverty are complex outside the U. Even in the U. But as an American, I have a better feel for them. He argues that rising inequality and stagnant wages by quintile do not matter because people start at lower wages but over time they will leap to higher income quintiles. But his data does not back that up. As a whole people are more likely to end up making less money in the future than they are to be making more money.

Income mobility that does not demonstrate what the blogger said it is demonstrating does nothing to solve this problem.

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And inequality is a problem, there is info out there suggesting it correlates to a significant number of societal ills. I respectfully disagree and argue that your stock rendition of the data Business Insider link is part of the problem, not part of the solution.

What your data is telling us is that a smaller number of people are contributing a disproportionate amount of value to society than before. Which makes sense in the internet age. Everyone needs to stop thinking of income groups as people. And equating income with wealth some people just have 1 really good year…and then blow it all. MC Hammer anyone? It would be pretty amazing if the guy from was the same guy as in No, what I meant is that I would like to see the same kind of chart you linked to, which had a data set from , replicated many times. For example: and on until we get to the most current data.

What I expect, given that social mobility decreases as income inequality increases, is that you will see there was far more social mobility in the preceding years as there are now. Also, you did not respond to my crunching of the numbers showing that slightly more people actually move into lower income quintiles rather than higher quintiles in the set of data you provided. Your take on income mobility, that its the individuals that matter and not the quintiles, is novel, but ultimately facile and obfuscatory. I agree with you, it is neccesary to look at the lists, if we want change in our lives anyway.

This is the first time I have replyed to an article because I feel like I can, from experience, participate. I have been financially challenged all my life, I have done many seminars trying to get past my blocks etc…but I have discovered over the years that gratitude and being willing to face my stuff has been what has moved me forward.

It has taken a long time and I am no where near done, if I ever will be, but I am closer than I have ever been to creating a nice level of comfort, where I can actually use my bonuses to go on vacations rather than get caught up on bills. A classic example of gratitude that I have learned about was when my gas was shut off for about one week due to non payment.

I did not have the funds to pay the bill. Rather than feel sorry for myself, I was grateful that the apartment I lived in had a gym, with a shower, that we used for a week until I recieved my paycheck and could get the gas turned back on. The rest of the apartment was electric so we could cook. Yes, all I could think of when reading this post was that I was very surprised that anyone could take it seriously. You know, as a super-leftie socialist hippie from a poor family, I came into this list expecting to hate it.

One of the biggest distinctions between rich and poor or black and white is exactly this — that the poor are not raised these assumptions. Many of these beliefs come from a place of privilege, where people have the opportunity to take risks, where richer people have something useful to teach you. If lower-income kids were to learn some of these things and adopt them on the rare occasions it was possible to do so , it could help them get ahead. PS: My father always taught me that no one comes by a fortune honestly.

There is always some cheating, law-breaking, or exploitative action behind it.

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I still agree with him…. In what way do does it help you or your family to cling to a sweeping generalization like this? All it does is help you maintain an irrational feeling of loathing towards money. Money is just a tool. It can be used for good or for evil. Why presume the latter only, and thus disempower your future self from potentially using it for good? Imelda, I agree with you. So thank you, JD, for both posting the lists and directing reasonable skepticism towards them both.

I got a lot of value out of it. Too many to go into. The distinctions are spot on. Why do you say that rich people look for politically incorrect truths and poor people stay bitter? There is truth to the saying the rich get richer because of the political injustices that are in place, but … I refuse to let arrogant opportunists to keep me down so I may not experience wealth as well as abundance in every area in my life. Megan, while you are somewhat correct that the rich can remain rich by the way politics are, you must also remember that the poor very often are encouraged to remain poor by this same political system.

Obviously there are some cases where SOME peole wise up and get off the government welfare, for dignity or other reasons. I tried to explain why working and earning my own money was better, and I was constantly met with incredulity. I lived there because the cost of living was great very inexpensive , and I still earned a decent wage from the big city. Without fail, these bottom-of-the-line income folks smoked, drank, stole, and bought lottery tickets — not only that, the always tried to borrow my money.

The US, of all developed countries, has the worst social mobility of just about any other country. It is both. If we take as a given that people are as likely in our country as in any other country, given the same circumstances, to get themselves out of poverty, than we have to ask what conditions are making it such that we have less people getting out of poverty than nearly every other developed country.

I presume most of the people who can create their own positive mentalities are likely already doing so, I doubt it is helpful to the most of the poor to keep reminding them that they are lazy and stupid.

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Whether that is job training, child care, childhood nutrition, access to medical services, etc, it needs to be done so that people can live the American dream not just in Canada and Denmark, but in the USA. Perhaps the UK needs to come off that list due to changes over the last year or so that will result in many people not getting opportunities others have had.

That put, Brazil is doing pretty well nowadays and consider America our ally. Some European countries were colonies of other European countries and yet, today are an amazing nest of wealth and welfare. That way, they assume full accountability on their future. On the other hand, most latin-american countries blame their poverty on somebody else and keep struck to their past. My 2 cents is that this idea applies to individuals, too, at least in the Western and Middle-Eastern world.

Blaming others and being stuck in the sometimes imaginary golden days of yore is a way to justify and embellish poverty. It went through hard times because those with power wanted to maintain what they had and exclude other Brazilians. This is very different than the US causing the problem. If you were Chilean, from about anywhere in Central American, Cuban, or to a lesser degree Argentinian I would sympathize with you more.

That said, I do believe there are indeed fundamental differences in the mindsets between rich people and poor people. In many cases, there really are serious impediments to them making significant changes, such as being a single parent or battling addiction. But those circumstances are merely the consequences of earlier poor decisions. The shift in mindset needed to happen before they had unprotected sex with a deadbeat, or before they blew off class to go smoke dope with a bunch of losers. A friend of mine teaches in a private high school — you should hear her stories! Rich kids have many of the same problems that middle class and poor kids do — drinking, drugs, pregnancies, truancy, crime, etc.

I agree we all have to take responsibility for our decisions good and bad , but I also think that for some people the stakes are much higher. This reminds me of the South Park where Cartman substitute teaches at an inner city school. Now that I have more than just an emergency fund, now that I have real savings, I see that the bigger the safety net, the more risks I can take. What if something bad happened while I was down here? Now, though, I feel comfortable in the knowledge that I can handle the financial problems that come my way.

For poor people, these problems are even more severe. They might not be able to risk quitting their second minimum-wage job to take night classes. They might not be able to risk moving to a nicer neighborhood to put their kids in better schools. Wealth brings opportunity. Right — this list completely ignores the marginal value of money.

For example — the rich and the poor both occasionally make mistakes while driving and get a speeding ticket or red light ticket. I can only speak anecdotally, but I came from a poor family. Both of my parents were drug addicts, though my mother was high-functioning enough to hold down a steady low-paying job.

My sister and I saw the life they led and wanted nothing to do with it, so we never touched drugs or alcohol and refused to have sex before marriage to avoid pregnancy and disease, not for moral reasons. We both worked our own way through college, she is now a dental hygienist and I am a programmer. We are not rich, but I would say we are solidly middle-class.

At the same time, I see many of my old high school friends some from more affluent families who chose to do drugs or have kids young, and they assume I was just lucky and that life was conspiring against them. I was lucky to be born in America, but I also made good decisions which lead to positive consequences. It goes without saying, but some poor people have extenuating circumstances in the same way that some obese people have medical reasons for their condition. I think you and I interpreted his comment differently ; I can see your point, though. You also have to be smart enough to become the progammer and the dental technicianand not everyone is that smart.

I am a nurse. I was the good girl who made all the right decisions. But several of my coworkers were the bad girls- not drug addicts, but unwed mothers who supported their kids doing minimal wage jobs. We do not all have the same abilities. Family background and good decisions help but I think ability is the most important factor. SKP — I agree with you there! Not everyone can be a doctor, lawyer, executive, etc. However, there are most certainly some tenets hidden within that serve as useful ways to think about life and frame existence.

Full stop. I think you can find people with the positive and negative traits on those lists who are rich AND who are poor. Obviously the lists are simplified, as has been acknowledged. But the responses to them actually serve as pretty great examples of how the lists hold some truth. Some people read them and feel attacked or victimized.

They get defensive and resistant to any wisdom at all the lists may hold. Some people see the lists as a possible learning tool and seriously consider what they have to offer. To me, these lists are typical of any self-help literature. I am reading Eker right now. This is my second time to read him. I think that there is a lot of truth in what he says.

I do note that Eker is very clear at the begining of the book to say he is going to exagerate the differnce between the rich and poor so to make his examples clearer. I think one point is being missed. This book is similar to the Millionaire Next Door book that also has the core principal of teaching people to think differently. It was the tackiest presentation ever.

He enumerated that list of his and at the end of every point he would ask the crowd: Am I right or am I right? Then, near the end, he started plugging his book. He said that there was a coupon inside for a free seminar on how to get rich quickly that he and others were hosting somewhere around my city. He said the coupon was only inside the books being sold at this seminar. So before his talk ended there were droves of people running to the book stands outside in the hallway including one of my friends.

They were like flies to a cadaver it was really funny. Of course, when I saw the book a few months later at the bookstore there was the same coupon in it, at the end, which you could tear out and bring to the seminar. Well, this post will certain generate an interesting discussion! Especially since my guess would be that most of us reading this are not rich. Perhaps these lists are remnants of the American Dream? Those that work hardest make the most happen. Do check out the article on Gates.

The answer is quite a few, although Collins seems to assume the opposite. The answer, of course, is not many. One can imagine that it helped a lot that Gates was a student at Harvard with Harvard professors to vouch for him. Both are more or less positioned as truths but immediatly disclaimed by saying: my personal experience. They list differences between poor and rich. They are mere intuitions of the writer from the interactions in his life, he claims. The facts are really really too generic to be of any help at all…eg i create my life….

I actually find that the opposite of this is true. Actually, most charitable giving goes to churches. Given the context of its use, I would bet on the latter. Sure, but fully half of US citizens pay no net federal income tax at all. The same standard deduction and personal exemptions that everyone else gets. Federal income tax is but one of a myriad of taxes and fees imposed by various government agencies. If you look at all the taxes and fees in toto paid by the poor in comparison to the rich, you get a much different statistic. Politicians on both sides tend to pick the statistics that fit their argument rather than vice versa.

The reality is too complicated a story for the media to make interesting. According to the Chronicle of Philanthropy, congregations with the lowest per capita income the Church of God give a greater percentage of their income than congregations with the highest per capita income Epicopalians. Dave Ramsey is a huge anti-OWS person. A statistic like that, I cannot help but believe there is some bias built within it. So who really pays more? I wonder what would happen if you removed large donations from Gates and Buffett from the equation?

There are certainly many generous rich people and many generous poor people. Rich people can afford to give far more in dollars than poor people and they do so. What an ungrateful attitude. They could just keep all their money if they wanted. So what? Kevin, how are you counting when you say that the vast majority of all donations come from the wealthy? The wealthy give more dollars because the wealthy have more dollars. Furthermore, that contributor provided statistics that as a percentage of income, lower income people give away a larger percentage of their income than the rich do.

You responded by ignoring the numbers and throwing a tantrum about how everyone hates the rich not true, otherwise why would we all be here trying to get rich slowly? So maybe we can say rich people on average are generous, but poor people on average are twice as generous. I must reply to this.

Not all wealthy people are selfish. My dad owns a small company that has been very profitable. Those are only a few examples. No one makes him do this. No one makes him give up considerable personal money to do these things. Lauraelle — I also question how your parents are making money.

I have to agree we have a business also and we pay ourselves less than our workers. I wish we could offer our workers more than what we are currently however, right now we can not. In the future I would like to as our business progresses and more things are paid for and established. I work full-time outside of the business and we put in long hours.

We have put in long hours that we have not been paid for in years with hope that someday it will be fully supportive of us and our employees. For every employee we hire there is social security, medicare, workmans comp, unemployment taxes, corporate tax ect… We will never be compensated for the long hours and time we put in for no pay. The government should be trying to make and put forth policies that make the people self supportive and not reliant on the government, not push them to look to the government to provide for them. On the flip side the politicians have been bought and paid for by special interest no matter what side of the fence they are on and until that changes the more will stay the same.

I completely agree too. And coming from somebody who grew up in a very poor community, the poor often helped each other in time and labor which is never counted in such studies. If somebody needed another to watch kids, we were there for each other. Well it is true in life you need to take action and change the status.

The Secret Language and Behaviors of Wealth

Usually this is better than just maintaining it especially if you are poor. I liked the quote about calculated risk.

  • Tegami Bachi, Vol. 6: The Lighthouse in the Wasteland.
  • Pathway to success and prosperity. (Things you ought to know).
  • Strategic Political Communication: Rethinking Social Influence, Persuasion, and Propaganda (Communication, Media, and Politics).
  • Blue Prime!

How it applies to me: I for one hate debt became debt free this year in February but I am renting. So would buying a house with a modest 20 year mortgage help? I think it will. With aggressive snowballing I might pay it back in 10 years rent and payment are very close and I have a small down payment. The risks are : losing job and health but I am not protected as I am paying rent either… Being smart is more complex than these rules.. However, if we look at the lists and recognize some change that we could make to our own mindset that could improve our circumstances — then they have served their purpose.

Rich is a mindset. Decide to live a healthy life, stay out of debt, and opt to not have children and you can work a part-time job to support yourself. The wealthiest financially people I know, multimillionaires, work their asses off and their lives are full of stress. I want to be financially comfortable but in no way do I want to be like these people. But the majority appear overworked and anxious. That is not the life for me. Sorry, Dink, but magical thinking never has and never will work. Autoimmune diseases, cancer, heart disease, arthritis — every disease strikes everyone regardless of lifestyle.

What an odd post. Of course Mindset matters. There are real differences between the thoughts and actions of the rich and poor. This website was supposed to focus on that very concept, right? Poor people play the money game to not lose. Poor people want to be rich. Rich people think big. Poor people think small. Poor people focus on obstacles. But, maybe, only after they worked hard to get to the point of being rich. This article is about mindset and the way one views situations.

As I was reading the post, I did not think in terms of money. If you did not like the post, you may find a greater perspective if you do the same…. Having been poor in my life — these statements are oversimplisic and glib. On one hand, I agree with you and many of the posters that the lists are ludicrously reductive. Look at most glossy magazines: readers love lists. And they can be true whether or not the affluent or disadvantaged people are truly responsible or simply lucky for their individual situations.

Three years ago, you would have been embracing these philosophies almost wholeheartedly. At the very least, you would have offered an alternative philosophy about the mindset for increased prosperity. A lot just comes down to luck. I believe that a lot of people have found out during this recession that it takes a lot more than the right attitude and mindset when it comes to building wealth and a secure financial future.

I think a lot of people have had to eat some humble pie and had a radical shift in their views of particular things. Of course, I wish it had never happened, that should go without saying. It is that feeling of a presumption of greatness that really characterizes the children of millionaires. It also allows some freedom from the consumer culture of the middle class. When you are THAT rich, there is no shame even snobbiness really.. We almost never bought new clothes- cords, sweaters, and a puffy jacket was enough.

Wealth, at that level, can be read from your language, culture, where you travel and who you associate with- clothes, cars, etc. It is very difficult for a middle class kid to ever overcome that social barrier. On the bad side- kids can get the message that they will be great no matter what sadly, for some of them this was true. This gives them an ennui, or boredom with life in general sometimes. They can also be very entitled and expect certain things without working for them.

I have seen many brilliant middle class kids who did have this hunger combined with a great work ethic who will certainly be much more successful than my classmates. Am I successful yet? This only further divides them from the super rich- socially and on the bottom line. The wealthiest never ask themselves this- they were born knowing they were destined for success and never doubt that they belong where they are. Someone once told me that that was the one characteristic that set people from my school apart in interviews. We are always at ease whether we are talking to the President of France or the lawnmower.

It can be a huge advantage. It frustrates me every day when I have to talk to some of the very poor people I work with- they often lack that innate sense of possibility. Their minds of often much smaller than their circumstances and it creates a self perpetuating prison of poverty. And that to me sums up perfectly the difference between the financially wealthy and the financially poor. The debate is really over what causes or prevents that innate sense of possibility, and that answer is complex.

Some of it IS circumstance, background, handicaps or privileges, intelligence, etc. I find this post inapppropriate for this blog. I actaully find it insulting as well. I suspect you did not mean it to be. The rich are different because they have money, and because of that money, they get treated differently. On a regular basis, all the time. IN almost all walks of life.

Even if they choose to live like the middle class. Untill we stop treating the rich in one way, and those who might have a chance to be rich someday another way, nothing much will change. I actually wrote this post in late August or early September. We just all have so many opinions! And it hurts to think that all the negatives in the second column the non-wealthy, non-millionaire traits are supposed to be describing us!

Whether or not we are rich or poor or somewhere in between, there is a great deal of differences of how people live within and outside of our communities. It is hard to see homeless people walking around begging. However the more we talk about it the more we learn from one another, and out of that comes solution, at least sometimes that happens. Leaving chronic poverty aside for the moment, ten percent of americans do not have any work at all. The one thing that distinguishes the rich, beyond luck, is that they often focus on making money as a purpose in life, rather than a means to an end. Most people want more money in to spend it.

Its not money that they want, its what money can buy. One other thing that characterizes many of the nouveau-rich, as these lists demonstrate, is being self-centered and self-righteous. Just take a look at the investment bankers who created the financial collapse. My mindset has always been the same. So like you, J. And that if you are rich, it means that you automatically work hard or you make fantastic choices oh, hello safety net of money!

You cushion a fall from the consequences of crappy choices , etc. The difference was, a fully-funded-and-then some-emergency fund plus a hefty paycheck goes a long way in cushioning the blow from the bad calls. No matter what our individuals views on economics may be. I also think a big difference is support to be thinking rich. If you were considered a smart kid i.

Lots of tearing you down to keep you from standing out. A friend who opened a pizza business in a poor area put it this way. It can be hard to get out from that, to change your mindset. If you want to change your life, I would suggest you read his books. The start for me was just being willing to learn. If you think you know everything, you will not seek out new things to learn.

Actually if you do any research you will find his biographical accounts, including of his father, are fabricated. Kiyosaki rubs me the wrong way because he is very comfortable passing off fables as real events or people. He initially marketed it through some multi-level marketing scam and those sleazy seminars, too. That book was a lie. This is fine if all you want to do is amass wealth: You can stick this up in your office and practice those traits.

For one thing, correlation does not imply causation. I like that these types of laws are fundamentally universal. Yes, many of you are right that this is not ordinary GRS post, but I like it very much. Many of the comments seem like denying that the mindset plays enormous role in getting rich. Even to get rich slowly you have to develop specific mindset. I would say that both lists are true, but these characteristics are not exclusive.

I wanted to say that it does not mean that everybody who, for example, acts in spite of fear or think big, will be rich. That was the authors comment about the faults of the second list, so I am just pointing that you can look at the first list the same way. For example, I sometimes find I am too risk-adverse.

That is something that limits my ability to gain wealth and it is something I want to improve in myself. Conversely, I do see in others the extreme focus on a bigger paycheck. They will never obtain wealth because their lifestyle expands with their paycheck. But some open-minded personal reflection leads me to certain conclusions: that while I am young and our household income is solidly upper-middle class, I will always be a slave to wages since I cannot mentally deal with an uneven cash flow.

I enjoy my downtime, hobbies, and passive entertainment TV, internet too much to dedicate extra time outside of my hour workweek to finding multiple streams of income side job, blogging, freelance work, etc. My wife works in community mental health, and even she laments that the overwhelming mindset in her clients is one of victimhood and dependency. Some most? Steve, As a health care professional, I think your comments regarding mental health clients are inappropriate, demeaning and demonstrates a complete lack of understanding and respect for the complex mental health issues that many people face.

The root cause of their victimization and dependence is often tied to: learned helplessness, institutionalization, pathology, social stigma and inequality social and financial among many other factors that are external to the self. This means that addressing this dependency entails far more than just teaching and empowering the individual to be self-reliant and self-efficacious. You are correct in the sense that a complex issue cannot be boiled down into two sentences in the comments section of a blog. I think people are reading too much into this article — the point is to get you thinking about your attitude toward what you can accomplish with the resources available to you, including how you decide to perceive the world around you.

Talk about generalizing — not every successful adult descends from blue bloods. I think the better question to ask is what is the difference between the comfortable-living middle class and the paycheck-to-paycheck middle class. Comparing the behaviors and mindset of rich and poor may be an interesting thought experiment, but I think it can lead to conflating whether the behavior is a cause or effect of economic status. This would have been a much more interesting topic to cover for a blog post here. Those are labels we apply to other people only and it makes these stupid lists irrelevant.

I know many people I consider rich and many I think are poor, but only comparing my situation against what I know of theirs. A more timely topic would be what is the Middle Class — and how do we preserve it? I think this is the thing that middle class people often understand least — they made all sorts of mistakes growing up and even now that might have bad consequences but not life-changing-dramtically-for-the-worse consequences.

But poor people learn different things from the exact same mistakes because of the dramatically different consequences. You have to think that logically there would be two general reactions. One group of people will become incredibly risk adverse because they are trying not to make any mistakes.

Another group decides that nobody can live mistake-free, so given that they are screwed anyway why not do what feels good at the moment? And this describes most of the other points on the list. It is absolutely true that a third small group will, with a lot of luck and hard work, pull themselves into the middle class.

I think a good thought experiment would be thinking over your life and examining the points where having much less money would probably mean that your life would have gone very differently. Thank you for this. Blaming the poor and saying that if they changed their mindset that they could become rich ignores things like racism, disabilities, lack of access to education, and a whole host of other factors. If everyone started a race at the same time, then the person who worked hardest and was most determined to win would be rewarded.

The only problem that I see with your comment is that you assume life is a race with each other. In reality it is only a race with ourselves. We would never be able to win with that thought lingering in our mind. We are in essence keeping ourselves from truly winning. As for me, if someone has a head start over me, I accept the challenge. I put myself to the test and see if I can accomplish what others might consider impossible. Of the first 20 top-level comments, 11 or 12 are responses to the idea that there is a difference between rich and poor people, rather than to any of the differences discussed in the article.

The middle class has only one or two. Just LIES. On the face of it, these types of lists are trite and simplistic. On the other hand, I could boil it down even further. All of the above is a huge jump start to socioeconomic success. Who does everything right anyway? There are some people who are value money above all else and will do whatever they need to in order to obtain as much of it as possible, and based on this devotation naturally exhibit many of the characteristics on the list. There are some people who act like victims of their life and based on that mindset, they will exhibit characteristics of those listed as poor.

There are many who are poor who cannot afford to take as many risks because the consequences are more dire to jump without a safety net. But what I think would be helpful information is to find out from people who pulled themselves up but are not devoted entirely to money regarding their thoughts on the topic. Read the book that is who he talks about self-made millionares, not ones who are given their money.

JD, I appreciated this article.

God's Pathway to Success

While I do not agree with either Eker or Smith entirely, it is good to engage these lists and see what we can learn. I live in an area with many people who would be considered poor. It is definitely a lot different from the area where I grew up which was middle class. Living here has opened my eyes to just how differently people live. There are many people where I live who work very hard and are not able to gain wealth, they can only seem to maintain. There are others who have no desire to work hard, and will simply take everything they can get and call it good.

There is so much of this sensationalistic and cliched books out there that claim to teach how to get rich. Apart from J. While I do believe there are people from poor backgrounds that do step into middle class and wealth, I think that there are alot more thngs in their way then their lack of imagination and positive attitude. I recently heard that black families have 20 times less assets than white families — that means there is someone around who can provide that much needed stepping stone to move forward. I truly believe these kinds of lists allow those of us that have not even weakth but middle class to feel better about the disparity in wealth — to believe that Everyone could have it, if they wanted it.

I disagree. I had to respond to these lists largely because of the flawed assumption people make that poverty as in being materially poor is a personality defect and has nothing whatsoever to do with structural issues. Clearly, this is not true when you have an educational and a health system funded by property values which gives the Rich the luxury of opportunity that allows them to see opportunities and to believe their choosing creates their own lives, which does not exist among the poor who do not have options.

Nor do these opportunities exists when transit systems decline to create public transport to suburbs where jobs are being created. Nor do they exist where job training programs are underfunded or focused on resume writing and NOT on training usable skills. To me, this article smacks of elitism and ignorance about the real world.

I think these are ridiculous gross generalizations. Then we can start a real conversation. This is just plain insulting, this list. You have traveled all over the world and yet you condone this kind of know-it-all attitude about the poor?? I expect more from this blog. What he encountered, other than lots and lots of sacrifice which we can all agree is a good strategy towards bettering yourself was constant slipping into debt because of medical problems brought about by his very difficult jobs. It was very sobering. Rich people earn and spend. They have the nice car, nice house, nanny, etc.

But they are living paycheque to paycheque. The home equity line of credit is maxed, the credit cards are maxed, the car loan has a higher balance than the car is worth…. Wealthy people live below their means. They save, pay off their mortgage, invest, spend wisely, etc. Within 18 months the son had paid him back and was well on his own way to being wealthy. Unfortunately, Eker says, most of us have faulty blueprints that prevent us from building wealth.

Do you react like a poor person or like a rich person? The name of this site is Get Rich Slowly — meaning reasonably. I skipped a lot of the comments because it seemed as if a lot of people got offended for some reason. I can tell you that I agree with both lists. The mentality in the hood is tread water, not learn how to swim to shore. The first step in fixing the problem is identifying it. There are people that after reading this, will think to themselves that maybe it IS how I think that is limiting my potential.

Excellent post, Kyra. Broke people think like rich people save money, live within your means, give thanks for your many blessings, love others but are at a point in life where their income is low. They are trending upward. This is a mentality can be passed down through generations. They are either stagnant or trending downward. Most of us started as poor thinkers as kids. Remember blowing your entire allowance on bubble gum? Or baseball cards? It takes someone along the line to teach us about how to handle our money and how to make good decisions.

I think this one book has done me the most good and will continue to do so. The little decisions we make every day add up to a huge difference in our life. I am taking responsibility for myself and my situation. I think more people would be better off if they did the same thing. I had those tax advantages due to salary number, but I simply slowly clawed up. Nobody owes me a thing. I am always curious about this claim by some immigrants.

How did you get here? How did you get a visa? Where did you sleep the first day when you arrived? Where did you learn English? My experience is that most immigrants get a lot of help, whether from family already here or private organizations or the government.

The fact is people are poor for the same reason you were, they lack money. And there is no common reason for that, any more than people get rich the same way. There are ruthless rich and ruthless poor, what distinguishes them is how much money they have. Many who have commented have missed the point. Yes, if you are already rich there is a safety net. But what about those who started poor or middle class and became rich? They created their safety net by living beneath their means and managing their money. Some took calculated risks.

Others invested conservatively and just saved a high percentage of their income Get Rich Slowly. Over decades they accumulated a high net worth. The attitudes of these people differ from those who want to live rich and never accumulate substantial net worth. If you come from modest means, you have to choose between living rich and being rich. Most choose to live rich, if they can.

But none of that has to do with the lists made by Eker or Smith. Poor people are smaller than their problems. That getting rich is about personal responsibility, and making hard decisions. Part of it is the new staff writers — who write differently from you. It was like looking for a light switch in a pitch black room. When I did find the switch, the bulb was burnt out. I agree with this a lot. I achieved more than she did so she felt I was a success. I knew from a young age that I would not be going off to university like my peers, even though it was never said to me out loud.

I never got the message that it was a choice that was available to me. Wow Vanessa, your experience almost mirrors mine, except my mother did complete school and became an RN. Unhelpful in the extreme. I just moved mom into a high level continuing care center. She is 81 with plenty to live off of. Most of the people there are wealthy. Wealthy not uber rich.

Many do not have step children because they married for life with an average of five kids. Most owned their own businesses- but the spouse never took a salary.